THE COST OF CREDIT

Credit is integrity, trust, and belief in you.

Family members know who they can trust and give a loan to because they know who will keep their word and promise.

Those who keep their word and promise will always get what they want with ease. People hesitate to give to those who do not keep their word.

So it is with the American family. It is set up in a bureaucratic system to see if you will keep your word.

Credit Bureaus not only monitor your credit worthiness, they also record how many times you kept your word and promise.

If you have an excellent record (Fico Score), you will always get the credit you want with ease and at a favorable term.

If you break your promises too many times, they are hesitant to extend credit to you

You cannot start that business that you always wanted, if you don’t have the money because you are a high risk.

You will always be renting the worse apartments because you cannot be approved for a better apartment.

You will not be approved for a mortgage with favorable interest rate,

If you have good collateral, they will take the chance on you at a very high interest rate because of the risk involved.

Customer A

With good credit, bought a brand new Lexus for $45,000.00  at 1% interest rate. Everyone is happy to work with her. Paying about $400 per month for car note.

Customer B

With an average credit buys a used Jeep Cherokee for $11,000.00 at 7% interest rate paying about $400 per month for car note.

Customer C

With a not so good credit bought a used Honda at $13,000 at 13% interest rate and paying about $420 per month for car note.

Life is hard enough. Without good credit to easily navigate and cross hurdles, it gets worse.

Take your life back today.

Take your business back today.